While the days of easy credit and 100% financing might have disappeared, at least for now, down payment assistance programs are still alive and well. Survivors of the credit meltdown, these programs provide a valuable service for stimulating local housing markets. From down payment assistance grants to interest-free second mortgages and other special mortgage programs,
Read MoreThe 30-year fixed-rate mortgage surged to its highest average of the year this week, reaching 4.21 percent, Freddie Mac reports in its weekly mortgage market survey. “The 10-year Treasury yield rose about 10 basis points this week,” said Sean Becketti, Freddie Mac’s chief economist. “For the first time in weeks, the 30-year mortgage rate moved
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