A last-minute bill introduced at the Arizona Legislature would open borrowing opportunities for people with poor or no credit, at a fee that tops out at 164 percent. The legislation is the latest attempt to open the lending market beyond the 36 percent interest-rate cap that voters put on payday loans nine years ago. It
Read MoreFor millennials in the market for houses, Arizona ranks in the middle of the pack in a Bankrate lineup of the easiest and hardest states to become a first-time home owner. Arizona came in at No. 24 out of 50, scoring well in credit availability, but not much else. More millennials are looking to become
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